Car Insurance New Drivers

Cutting Costs With Cheap Car Insurance For New Drivers

So you are looking forward to your new found sense of freedom that being able to jump in your car and drive off somewhere. You can go out for the day to the coast or even spend a weekend away. There is no need to depend on family or public transport to get you from A to B.

With all this new found freedom does come with a price attached. You have to of course buy a car, get road tax and car insurance. For new drivers and especially for younger drivers your insurance premiums are going to be at there highest level you are probably ever going to pay in your life. Any savings you can make in the cost of your premiums is going to make a big difference.

Cutting the cost of car insurance

Finding cheap car insurance for new drivers does not have to be a chore, one of the easiest ways to compare prices is to use one of the online car insurance comparison sites. You will be surprised at the difference in cost by just changing a few variables, changing your cover from fully comprehensive to third party can in some cases halve the cost of your insurance. This may be useful if your first car is an old banger and the insurance policy is likely to cost more than the car. If this is the case you can also increase the optional excess to further reduce the cost of your policy.

One thing to look out for on comparison sites are quotes that include cash back. Whilst it is nice to get cash back the quotes usually automatically include the cash back amount. Be wary as there are usually terms and conditions to this which may exclude you and a quote may end up being more expensive.

If you have not yet purchased a car then try to find one that is in a low insurance group, the lower the better. This usually means that going for the smaller cars with small engine capacities. Not only will this get you cheaper car insurance quotes but will also help with cheaper road tax.

Your postcode will also affect the cost of your policy, there is not much you can do about that but it you have a drive or a garage this can make a sizeable difference. Keeping the car on the road overnight means higher premiums, keeping it garaged or on a drive lowers them. Every little tweak can go towards getting you cheaper car insurance if you are a new driver.



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