If you did not already know that compared to males females are safer drivers and therefore are less likely to have to make a claim on their car insurance policy. Unsurprisingly insurers prefer drivers who do not make claims as it means more profit for the insurance company.
It was not until relatively recently that women were shown to be safer drivers on the road. Prior to this date it was always assumed that men were better drivers and to this day they still attest to that even though in the UK most car accidents are caused by young men under 25. Insurance companies are not in the business of opinion and base their quotations on fact, to remain profitable they have to charge higher premiums to those who are statistically more likely to make a claim on their policy.
If you are a new driver then you want to use every fact on your side to help reduce you insurance costs. Women can take advantage of the fact that the reason that there is cheap car insurance for females is that they a safer drivers. In recent years this has become so much so, that there have been a number of car insurance companies that now only specialise in providing car insurance for women.
So we have already established that being female will automatically mean that you will get a lower quote than your male counterparts. Another predominant factor is age, the younger you are the more likely you are to make a claim. Generally being over 25 means lower premiums, unfortunately if you are a young driver there is not much you can do about your age. There are however a number of specialist insurers who may be able to provide cheaper car insurance for new and young drivers.
You can of course get cheaper car insurance by choosing the right car to drive in the first place. In the UK insurance categorise cars into insurance groups so the lower the group the lower the cost of getting a car insurance policy. Typical group 1 car cars typically include small hatchbacks with small engine sizes. Going for a smaller more popular car will attract lower premiums.
There are now many different insurers and comparison sites on the internet that can provide cheaper car insurance for female drivers. The best thing you can do to get the best deal is to compare as many quotes as possible. Although this will take longer to do it can be the difference between paying hundreds of pounds more for your policy or not.